Founded in 1845 and headquartered in New York City, New York Life Insurance Company is a Fortune 100 company and the oldest and one of the largest mutual life insurance companies in America. New York Life maintains operations in all 50 states and several markets in Asia and Latin America through a network of more than 17,000 employees and more than 60,000 licensed agents. The Company holds the highest possible ratings for financial strength from the life insurance industry’s four principal rating agencies. In 2010, New York Life Insurance Company generated record U.S. individual life insurance sales, an increase of 39%1 over 2009 and well above the industry’s growth of 12% in 2010.

About Our Businesses

U.S. Life Insurance and Agency

The U.S. Life Insurance and Agency business manufactures a full array of life insurance products, including:

• Whole Life
• Term
• Universal Life and
• Variable Universal Life as well as
• Long-Term Care Insurance

The majority of all individual life insurance products are sold by New York Life’s career agents. In 2010, the Company was the number one-seller of new individual life insurance in the United States.

The company also provides Corporate Life Insurance (COLI), and Bank-Owned Life Insurance (BOLI).