Allianz 365i Annuity coming soon to FL, IA, IN, NH, TX and WY

The Allianz 365i Annuity, Allianz Life's brand new product available exclusively through the Allianz Preferred platform, along with the Income Maximizer rider, will be available in Florida, Iowa, Indiana, New Hampshire, Texas and Wyoming starting February 9, 2012.

The Allianz 365i Annuity offers:

• Indexed interest growth opportunity
• A 6% bonus on every premium payment in the first three contract years
• Full accumulation value available after a 10-year surrender charge period
• A potential death benefit enhancement for beneficiaries equal to 25% of all interest credits

AND by adding the optional Income Maximizer rider for an additional cost, your clients also have:

• A 6% guaranteed interest credit rate (rollup) AND the potential interest rate of clients, Allianz 365i allocations credited to the protected income value every year until withdrawals or annuitization begins.
• Income they can't outlive AND three withdrawal options to choose from:
• Predictable payments
• Payments that can increase based on the credited interest from the Allianz 365i allocations
• Inflation protected payments based on changes in the Consumer Price Index (CPI-U)

The protected income value is only available through lifetime withdrawals and not available if the contract is surrendered or annuitized.

This new annuity and income rider is exclusive to you as an Allianz Preferred financial professional and offers a special commission structure of up to 8.50% first-year commissions¹. This is the product you've been asking for, and more.

Be ready when Allianz 365i and the Income Maximizer rider launches February 9, 2012, in Florida, Iowa, Indiana, New Hampshire, Texas and Wyoming. Start today by completing product training on the Allianz Business Builder website. If you are in a state that has adopted the new NAIC Suitability Model Regulation, you cannot solicit business until you have completed this training module.

The premium bonus is subject to a 10-year vesting schedule. 10% of the bonus will become vested in each contract anniversary until the beginning of the 11th contract year, you will lose the unvested bonus. Bonus annuities may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don't offer a premium bonus feature. During the first 10 contract years, we will apply a surrender charge and unvested bonus reduction if you partially or fully surrender your contract. The same would apply if you begin annuitization, which means receiving regular income payments over a specified period of time, prior to the 6th contract year (or for fewer than 10 years). These charges may result in a loss of bonus, indexed interest and fixed interest, and a partial loss of principal (premium).

¹ Bonus commissions based on broker/dealer approval.

Rider fee is 1.20% of the protected income value, deducted monthly from the accumulation value and guaranteed minimum value (in most states).

Any distributions are subject to ordinary income tax and, if taken prior to age 59 1/2, a 10% federal tax penalty.